Online Shopping

Security Tips for Online Shopping

Credit card fraud is a problem that seems to be all around. Thieves love to use the internet to steal credit card information. Many people think that online shopping is the best way to protect oneself. While this is one way to prevent one’s credit card details from being stolen, it also means that one cannot shop online again. Because consumers are able to quickly find the best deals online, the online marketplace for goods is expanding at an alarming rate. You would lose out on these amazing deals if you stopped shopping online. This is like saying you won’t fly again in a plane to avoid credit card fraud. Although one would not be a victim to any terrorist plot that involved airplanes, it does mean that there will be inconveniences associated with not being allowed to fly while traveling. The key to avoiding the problem is to learn how to deal with it.

First, let’s discuss steps to take if you have been victim to credit card fraud. You don’t need to panic. The credit card company will not hold the cardholder responsible for fraudulent charges if the cardholder reports that their credit card information was compromised. This includes charges made after the cardholder reported the theft. While the credit card company will close the card and issue a replacement card within a few weeks, it is still an inconvenience that many people prefer not to deal.

Online shoppers may use Google’s Safe Browsing Tool (assuming they trust Google) to determine if a website can be visited safely. The tool will tell you if a site is suspicious, the date it was last scanned by Google, any past suspicious activity, and report if it has been linked to suspicious websites. Even if the site isn’t doing anything unusual, this tool will let you know. To see if a website is safe, simply copy and paste “http://www.google.com/safebrowsing/diagnostic?site=” into the address field on the browser, and then add the url of the site to be visited. For example, to a company’s website, just enter “http://www.google.com/safebrowsing/diagnostic?site=websiteurlhere.com” into the address bar of the browser being used. After entering this information, Google’s tool will display a simple half-page report on the safety of the site.

A trusted third party payment method is another way to protect your online shopping experience. PayPal is well-known to most people. They are the most popular 3rd-party payment method in the world. Customers can use them to pay for goods or services. This means that a customer who purchases something does not pay the site she is shopping at directly. She pays PayPal for the amount. PayPal then pays the merchant. The merchant will never see her credit cards information. It doesn’t matter whether the customer shops at just one website or on a hundred. So long as credit card information was not transmitted to a 3rd-party payment method, it is safe for the customer to shop at one website or a hundred websites. Google Wallet and Amazon Payments are other third-party payment methods that work similarly to PayPal.

Online shoppers will now be able to verify that websites they visit are safe and not submit sensitive information. Online shoppers don’t have to miss out on the amazing deals available.

molw.net

We are a team of professionals with each having two decades of experience in start-ups, sales, marketing, finance, HR, large scale project and profit centre management and running mature cross functional operations. At Molw.net we are big believers that knowledge transfer is critical to our industry’s evolution. We love to share our experiences and learnings through our online resources.

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